VOIE (Finicity) - Finicity Verification of Income and Employment to mirror
Finicity's VOIE service digitally extracts paystub data and cross-verifies it with income transaction data from financial institutions. This process creates a real-time picture of an applicant's income and employment, which can be used to generate fast and accurate reports.
To use the Upload PDF endpoint endpoint for this document, you must use VERIFICATION_OF_INCOME_AND_EMPLOYMENT_FINICITY
in the form_type
parameter.
Optional itemized line item fields captured
Field data attributed to itemized line items in this document is captured as Table objects.
Form-Driven Output
column_id
s associated with the Table objects will be a subset of the following list that matches the line item headers as they appear on the specific form.
Column ID | Data Type | Description |
---|---|---|
currentDeductions | Money | Current Deductions |
description | Text | Description of Current Deductions |
currentDeductions | Money | Current Earning Deductions |
currentPay | Money | Current Earning Pay |
description | Text | Description of Earning |
hours | Money | Hours of Earning |
rate | Money | Rate of Earning |
ytdTotal | Money | YTD Total Earning |
Field descriptions
The following fields are available on this document type:
JSON Attribute | Data Type | Description |
---|---|---|
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerName | Text | Borrower Name |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:addressLine1 | Text | Borrower Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:addressLine2 | Text | Borrower Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:city | Text | Borrower Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:state | State | Borrower Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:zip | ZIP Code | Borrower Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerName | Text | Employer Name |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:addressLine1 | Text | Employer Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:addressLine2 | Text | Employer Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:city | Text | Employer Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:state | State | Employer Address |
verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:zip | ZIP Code | Employer Address |
verification_of_income_and_employment_finicity-Part2-PaystubData:payPeriodStartDate | Date | Pay Period Start Date |
verification_of_income_and_employment_finicity-Part2-PaystubData:payPeriodEndDate | Date | Pay Period End Date |
verification_of_income_and_employment_finicity-Part2-PaystubData:payDate | Date | Pay Date |
verification_of_income_and_employment_finicity-Part2-PaystubData:netPay | Money | Net Pay |
verification_of_income_and_employment_finicity-Part2-PaystubData:ytdGross | Money | YTD Gross |
Sample document
Sample JSON result
{
"pk": 51623494,
"uuid": "83112c10-2196-4cd5-abab-85005b2c5d1b",
"name": "API - VOIE",
"created": "2024-07-03T18:24:26Z",
"created_ts": "2024-07-03T18:24:26Z",
"verified_pages_count": 1,
"book_status": "ACTIVE",
"id": 51623494,
"forms": [
{
"pk": 56456154,
"uuid": "1713624e-821f-467e-acf3-aa70870f75d6",
"uploaded_doc_pk": 74163596,
"form_type": "VERIFICATION_OF_INCOME_AND_EMPLOYMENT_FINICITY",
"raw_fields": {
"verification_of_income_and_employment_finicity-Part2-PaystubData:netPay": {
"value": "1423.25",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part2-PaystubData:payDate": {
"value": "09/13/2019",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part2-PaystubData:ytdGross": {
"value": "32200.00",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part2-PaystubData:payPeriodEndDate": {
"value": "09/07/2019",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part2-PaystubData:payPeriodStartDate": {
"value": "08/25/2019",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerName": {
"value": "DONNA SAMPLE",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerName": {
"value": "ABC FAKE LABORATORIES",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:zip": {
"value": "12345",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:zip": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:city": {
"value": "PORTLAND",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:city": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:state": {
"value": "OR",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:state": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:addressLine1": {
"value": "123 MAIN ST.",
"is_empty": false,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:borrowerAddress:addressLine2": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:addressLine1": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
},
"verification_of_income_and_employment_finicity-Part1-BorrowerAndEmployerDetails:employerAddress:addressLine2": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "VOIE (Finicity) - Finicity Verification of Income and Employment.pdf",
"confidence": 1.0
}
},
"form_config_pk": 629440,
"tables": [
{
"pk": 46355,
"table_type": "verification_of_income_and_employment_finicity-Part3-Earnings",
"columns": [
{
"column_id": "rate",
"alias_used": "Rate"
},
{
"column_id": "hours",
"alias_used": "Hours"
},
{
"column_id": "ytdTotal",
"alias_used": "YTD Total"
},
{
"column_id": "currentPay",
"alias_used": "Current Pay"
},
{
"column_id": "description",
"alias_used": "Description"
}
],
"rows": [
{
"cells": {
"rate": {
"value": ""
},
"hours": {
"value": ""
},
"ytdTotal": {
"value": "5200.00"
},
"currentPay": {
"value": "650.00"
},
"description": {
"value": "COMMISSION"
}
},
"page_doc_pk": 519444274,
"page_idx": 0
},
{
"cells": {
"rate": {
"value": "50.00"
},
"hours": {
"value": "30"
},
"ytdTotal": {
"value": "27000.00"
},
"currentPay": {
"value": "1500.00"
},
"description": {
"value": "REGULAR"
}
},
"page_doc_pk": 519444274,
"page_idx": 0
}
]
},
{
"pk": 46354,
"table_type": "verification_of_income_and_employment_finicity-Part4-Deductions",
"columns": [
{
"column_id": "description",
"alias_used": "Description"
},
{
"column_id": "currentDeductions",
"alias_used": "Current Deductions"
}
],
"rows": [
{
"cells": {
"description": {
"value": "FICA - SOCIAL SECURITY"
},
"currentDeductions": {
"value": "129.00"
}
},
"page_doc_pk": 519444274,
"page_idx": 0
},
{
"cells": {
"description": {
"value": "401K"
},
"currentDeductions": {
"value": "107.50"
}
},
"page_doc_pk": 519444274,
"page_idx": 0
},
{
"cells": {
"description": {
"value": "FICA - MEDICARE"
},
"currentDeductions": {
"value": "32.25"
}
},
"page_doc_pk": 519444274,
"page_idx": 0
},
{
"cells": {
"description": {
"value": "FEDERAL TAX"
},
"currentDeductions": {
"value": "150.50"
}
},
"page_doc_pk": 519444274,
"page_idx": 0
},
{
"cells": {
"description": {
"value": "HEALTH INSURANCE"
},
"currentDeductions": {
"value": "200.00"
}
},
"page_doc_pk": 519444274,
"page_idx": 0
},
{
"cells": {
"description": {
"value": "STATE TAX"
},
"currentDeductions": {
"value": "107.50"
}
},
"page_doc_pk": 519444274,
"page_idx": 0
}
]
}
],
"attribute_data": null
}
],
"book_is_complete": true
}
Updated 5 months ago