A credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts.

The form_type parameter CREDIT_REPORT for the Upload PDF endpoint is required for this Form Type.

Optional fields captured

📘
Configuration-driven output
All fields below are optionally captured, depending on your order form. To adjust fields captured, please speak with your Ocrolus Account Manager.

JSON Attribute	Data Type	Description
`credit_report-Part1-General:borrowerName`	Text	Borrower Name
`credit_report-Part1-General:co-borrowerName`	Text	Co-Borrower Name
`credit_report-Part1-General:applicant(s)CurrentAddress:addressLine1`	Text	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)CurrentAddress:addressLine2`	Text	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)CurrentAddress:city`	Text	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)CurrentAddress:state`	State	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)CurrentAddress:zipCode`	ZIP Code	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)PreviousAddress:addressLine1`	Text	Applicant(s) Previous Address
`credit_report-Part1-General:applicant(s)PreviousAddress:addressLine2`	Text	Applicant(s) Previous Address
`credit_report-Part1-General:applicant(s)PreviousAddress:city`	Text	Applicant(s) Previous Address
`credit_report-Part1-General:applicant(s)PreviousAddress:state`	State	Applicant(s) Previous Address
`credit_report-Part1-General:applicant(s)PreviousAddress:zipCode`	ZIP Code	Applicant(s) Previous Address
`credit_report-Part1-General:borrowerSocialSecurityNumber`	Social Security Number	Borrower Social Security Number
`credit_report-Part1-General:co-borrowerSocialSecurityNumber`	Social Security Number	Co-Borrower Social Security Number
`credit_report-Part1-General:filePulledDate`	Date	File Pulled Date
`credit_report-Part1-General:fileOrderedDate`	Date	File Ordered Date
`credit_report-Part1-General:sendToName`	Text	Send To Name
`credit_report-Part1-General:sendToAddress:addressLine1`	Text	Send To Address
`credit_report-Part1-General:sendToAddress:addressLine2`	Text	Send To Address
`credit_report-Part1-General:sendToAddress:city`	Text	Send To Address
`credit_report-Part1-General:sendToAddress:state`	State	Send To Address
`credit_report-Part1-General:sendToAddress:zip`	ZIP Code	Send To Address
`credit_report-Part1-General:reportNumber`	Text	Report Number
`credit_report-Part1-General:applicantMaritalStatus`	`SINGLE`, `MARRIED`	Applicant Marital Status
`credit_report-Part1-General:borrowerDateOfBirth`	Date	Borrower Date of Birth
`credit_report-Part1-General:co-borrowerDateOfBirth`	Date	Co-Borrower Date of Birth
`credit_report-Part2-ScoreModels:borrowerFicoScoreExperian`	Integer	Borrower FICO Score Experian
`credit_report-Part2-ScoreModels:borrowerFicoScoreEquifax`	Integer	Borrower FICO Score Equifax
`credit_report-Part2-ScoreModels:borrowerFicoScoreTransunion`	Integer	Borrower FICO Score Transunion
`credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreExperian`	Integer	Co-Borrower/Co-Applicant FICO Score Experian
`credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreEquifax`	Integer	Co-Borrower/Co-Applicant FICO Score Equifax
`credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreTransunion`	Integer	Co-Borrower/Co-Applicant FICO Score Transunion
`credit_report-Part3-TradeSummary:securedDebtTotal`	Money	Secured Debt Total
`credit_report-Part3-TradeSummary:unsecuredDebtTotal`	Money	Unsecured Debt Total
`credit_report-Part3-TradeSummary:paymentsTotal`	Money	Payments Total
`credit_report-Part3-TradeSummary:pastDueTotal`	Money	Past Due Total
`credit_report-Part3-TradeSummary:revolvingCreditUtilizationPercentage`	Percentage	Revolving Credit Utilization Percentage
`credit_report-Part4-DerogatorySummary:chargeOffsTotal`	Integer	Charge Offs Total
`credit_report-Part4-DerogatorySummary:collectionsTotal`	Integer	Collections Total
`credit_report-Part4-DerogatorySummary:bankruptcyTotal`	Integer	Bankruptcy Total
`credit_report-Part4-DerogatorySummary:30DaysTotal`	Integer	30 Days Total
`credit_report-Part4-DerogatorySummary:60DaysTotal`	Integer	60 Days Total
`credit_report-Part4-DerogatorySummary:90DaysTotal`	Integer	90 Days Total
`credit_report-Part4-DerogatorySummary:disputesTotal`	Integer	Disputes Total
`credit_report-Part4-DerogatorySummary:mostRecentLateDate`	Date	Most Recent Late Date
`credit_report-Part4-DerogatorySummary:inquiriesTotal`	Integer	Inquiries Total

Sample form

drive.google.com

Credit report API.pdf

Sample JSON result

{
    "status": 200,
    "response": {
        "pk": 29946544,
        "uuid": "2410cd7f-b35d-46ba-b956-ac31f8e4b57b",
        "forms": [
                        {
                "pk": 44474681,
                "uuid": "da187cb8-be2b-4b8c-b2d3-51c970ad1e8e",
                "uploaded_doc_pk": 52114557,
                "form_type": "CREDIT_REPORT",
                "raw_fields": {
                    "credit_report-Part3-TradeSummary:pastDueTotal": {
                        "value": "0.00",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part3-TradeSummary:paymentsTotal": {
                        "value": "1658.00",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part3-TradeSummary:securedDebtTotal": {
                        "value": "149670.00",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:30DaysTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:60DaysTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:90DaysTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part3-TradeSummary:unsecuredDebtTotal": {
                        "value": "2926.00",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:disputesTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:inquiriesTotal": {
                        "value": "18",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:bankruptcyTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:chargeOffsTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:collectionsTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:mostRecentLateDate": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part3-TradeSummary:revolvingCreditUtilizationPercentage": {
                        "value": "3%",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToName": {
                        "value": "FAKE COMPANY LLC",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:borrowerName": {
                        "value": "SAMPLE JOE",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:reportNumber": {
                        "value": "123456",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:filePulledDate": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:co-borrowerName": {
                        "value": "JOHN SAMPLE SMITH",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:fileOrderedDate": {
                        "value": "01/01/2022",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:zip": {
                        "value": "12345-6789",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:city": {
                        "value": "SAMPLE CITY",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:borrowerDateOfBirth": {
                        "value": "01/01/2001",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:state": {
                        "value": "NY",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicantMaritalStatus": {
                        "value": "SINGLE",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:co-borrowerDateOfBirth": {
                        "value": "01/01/2000",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:addressLine1": {
                        "value": "123 FAKE STREET AVE.",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:addressLine2": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:borrowerSocialSecurityNumber": {
                        "value": "123-45-6789",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf",
                        "validation_error": "Borrower social security should not be equal to co-borrower social security. User should review document."
                    },
                    "credit_report-Part2-ScoreModels:borrowerFicoScoreEquifax": {
                        "value": "650",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:borrowerFicoScoreExperian": {
                        "value": "880",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:city": {
                        "value": "SAMPLE CITY",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:co-borrowerSocialSecurityNumber": {
                        "value": "123-45-6789",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:borrowerFicoScoreTransunion": {
                        "value": "834",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:state": {
                        "value": "CA",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:city": {
                        "value": "FAKE CITY",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:state": {
                        "value": "CA",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:zipCode": {
                        "value": "12345",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:zipCode": {
                        "value": "12345",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:addressLine1": {
                        "value": "123 SAMPLE STREET AVE",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:addressLine2": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:addressLine1": {
                        "value": "1234 FAKE ROAD UNIT",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:addressLine2": {
                        "value": "UNIT #12",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreEquifax": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreExperian": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreTransunion": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    }
                },
                "form_config_pk": 93643,
                "tables": []
            },
    "message": "OK"
}