Credit Report
A credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts.
The form_type
parameter CREDIT_REPORT
for the Upload PDF endpoint is required for this Form Type.
Optional fields captured
Configuration-driven output
All fields below are optionally captured, depending on your order form. To adjust fields captured, please speak with your Ocrolus Account Manager.
JSON Attribute | Data Type | Description |
---|---|---|
credit_report-Part1-General:borrowerName | Text | Borrower Name |
credit_report-Part1-General:co-borrowerName | Text | Co-Borrower Name |
credit_report-Part1-General:applicant(s)CurrentAddress:addressLine1 | Text | Applicant(s) Current Address |
credit_report-Part1-General:applicant(s)CurrentAddress:addressLine2 | Text | Applicant(s) Current Address |
credit_report-Part1-General:applicant(s)CurrentAddress:city | Text | Applicant(s) Current Address |
credit_report-Part1-General:applicant(s)CurrentAddress:state | State | Applicant(s) Current Address |
credit_report-Part1-General:applicant(s)CurrentAddress:zipCode | ZIP Code | Applicant(s) Current Address |
credit_report-Part1-General:applicant(s)PreviousAddress:addressLine1 | Text | Applicant(s) Previous Address |
credit_report-Part1-General:applicant(s)PreviousAddress:addressLine2 | Text | Applicant(s) Previous Address |
credit_report-Part1-General:applicant(s)PreviousAddress:city | Text | Applicant(s) Previous Address |
credit_report-Part1-General:applicant(s)PreviousAddress:state | State | Applicant(s) Previous Address |
credit_report-Part1-General:applicant(s)PreviousAddress:zipCode | ZIP Code | Applicant(s) Previous Address |
credit_report-Part1-General:borrowerSocialSecurityNumber | Social Security Number | Borrower Social Security Number |
credit_report-Part1-General:co-borrowerSocialSecurityNumber | Social Security Number | Co-Borrower Social Security Number |
credit_report-Part1-General:filePulledDate | Date | File Pulled Date |
credit_report-Part1-General:fileOrderedDate | Date | File Ordered Date |
credit_report-Part1-General:sendToName | Text | Send To Name |
credit_report-Part1-General:sendToAddress:addressLine1 | Text | Send To Address |
credit_report-Part1-General:sendToAddress:addressLine2 | Text | Send To Address |
credit_report-Part1-General:sendToAddress:city | Text | Send To Address |
credit_report-Part1-General:sendToAddress:state | State | Send To Address |
credit_report-Part1-General:sendToAddress:zip | ZIP Code | Send To Address |
credit_report-Part1-General:reportNumber | Text | Report Number |
credit_report-Part1-General:applicantMaritalStatus | SINGLE , MARRIED | Applicant Marital Status |
credit_report-Part1-General:borrowerDateOfBirth | Date | Borrower Date of Birth |
credit_report-Part1-General:co-borrowerDateOfBirth | Date | Co-Borrower Date of Birth |
credit_report-Part2-ScoreModels:borrowerFicoScoreExperian | Integer | Borrower FICO Score Experian |
credit_report-Part2-ScoreModels:borrowerFicoScoreEquifax | Integer | Borrower FICO Score Equifax |
credit_report-Part2-ScoreModels:borrowerFicoScoreTransunion | Integer | Borrower FICO Score Transunion |
credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreExperian | Integer | Co-Borrower/Co-Applicant FICO Score Experian |
credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreEquifax | Integer | Co-Borrower/Co-Applicant FICO Score Equifax |
credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreTransunion | Integer | Co-Borrower/Co-Applicant FICO Score Transunion |
credit_report-Part3-TradeSummary:securedDebtTotal | Money | Secured Debt Total |
credit_report-Part3-TradeSummary:unsecuredDebtTotal | Money | Unsecured Debt Total |
credit_report-Part3-TradeSummary:paymentsTotal | Money | Payments Total |
credit_report-Part3-TradeSummary:pastDueTotal | Money | Past Due Total |
credit_report-Part3-TradeSummary:revolvingCreditUtilizationPercentage | Percentage | Revolving Credit Utilization Percentage |
credit_report-Part4-DerogatorySummary:chargeOffsTotal | Integer | Charge Offs Total |
credit_report-Part4-DerogatorySummary:collectionsTotal | Integer | Collections Total |
credit_report-Part4-DerogatorySummary:bankruptcyTotal | Integer | Bankruptcy Total |
credit_report-Part4-DerogatorySummary:30DaysTotal | Integer | 30 Days Total |
credit_report-Part4-DerogatorySummary:60DaysTotal | Integer | 60 Days Total |
credit_report-Part4-DerogatorySummary:90DaysTotal | Integer | 90 Days Total |
credit_report-Part4-DerogatorySummary:disputesTotal | Integer | Disputes Total |
credit_report-Part4-DerogatorySummary:mostRecentLateDate | Date | Most Recent Late Date |
credit_report-Part4-DerogatorySummary:inquiriesTotal | Integer | Inquiries Total |
Sample form
Sample JSON result
{
"status": 200,
"response": {
"pk": 29946544,
"uuid": "2410cd7f-b35d-46ba-b956-ac31f8e4b57b",
"forms": [
{
"pk": 44474681,
"uuid": "da187cb8-be2b-4b8c-b2d3-51c970ad1e8e",
"uploaded_doc_pk": 52114557,
"form_type": "CREDIT_REPORT",
"raw_fields": {
"credit_report-Part3-TradeSummary:pastDueTotal": {
"value": "0.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part3-TradeSummary:paymentsTotal": {
"value": "1658.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part3-TradeSummary:securedDebtTotal": {
"value": "149670.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:30DaysTotal": {
"value": "0",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:60DaysTotal": {
"value": "0",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:90DaysTotal": {
"value": "0",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part3-TradeSummary:unsecuredDebtTotal": {
"value": "2926.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:disputesTotal": {
"value": "0",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:inquiriesTotal": {
"value": "18",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:bankruptcyTotal": {
"value": "0",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:chargeOffsTotal": {
"value": "0",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:collectionsTotal": {
"value": "0",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part4-DerogatorySummary:mostRecentLateDate": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part3-TradeSummary:revolvingCreditUtilizationPercentage": {
"value": "3%",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:sendToName": {
"value": "FAKE COMPANY LLC",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:borrowerName": {
"value": "SAMPLE JOE",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:reportNumber": {
"value": "123456",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:filePulledDate": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:co-borrowerName": {
"value": "JOHN SAMPLE SMITH",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:fileOrderedDate": {
"value": "01/01/2022",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:sendToAddress:zip": {
"value": "12345-6789",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:sendToAddress:city": {
"value": "SAMPLE CITY",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:borrowerDateOfBirth": {
"value": "01/01/2001",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:sendToAddress:state": {
"value": "NY",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicantMaritalStatus": {
"value": "SINGLE",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:co-borrowerDateOfBirth": {
"value": "01/01/2000",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:sendToAddress:addressLine1": {
"value": "123 FAKE STREET AVE.",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:sendToAddress:addressLine2": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:borrowerSocialSecurityNumber": {
"value": "123-45-6789",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf",
"validation_error": "Borrower social security should not be equal to co-borrower social security. User should review document."
},
"credit_report-Part2-ScoreModels:borrowerFicoScoreEquifax": {
"value": "650",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part2-ScoreModels:borrowerFicoScoreExperian": {
"value": "880",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)CurrentAddress:city": {
"value": "SAMPLE CITY",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:co-borrowerSocialSecurityNumber": {
"value": "123-45-6789",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part2-ScoreModels:borrowerFicoScoreTransunion": {
"value": "834",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)CurrentAddress:state": {
"value": "CA",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)PreviousAddress:city": {
"value": "FAKE CITY",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)PreviousAddress:state": {
"value": "CA",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)CurrentAddress:zipCode": {
"value": "12345",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)PreviousAddress:zipCode": {
"value": "12345",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)CurrentAddress:addressLine1": {
"value": "123 SAMPLE STREET AVE",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)CurrentAddress:addressLine2": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)PreviousAddress:addressLine1": {
"value": "1234 FAKE ROAD UNIT",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part1-General:applicant(s)PreviousAddress:addressLine2": {
"value": "UNIT #12",
"is_empty": false,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreEquifax": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreExperian": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Credit report API.pdf"
},
"credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreTransunion": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Credit report API.pdf"
}
},
"form_config_pk": 93643,
"tables": []
},
"message": "OK"
}
Updated 19 days ago