Credit Report

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A credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts.

To use the Upload PDF endpoint for this document, you must use CREDIT_REPORT in the form_type parameter.

Field descriptions

The following fields are available on this document type:

JSON Attribute	Data Type	Description
`credit_report-Part1-General:borrowerName`	Text	Borrower Name
`credit_report-Part1-General:co-borrowerName`	Text	Co-Borrower Name
`credit_report-Part1-General:applicant(s)CurrentAddress:addressLine1`	Text	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)CurrentAddress:addressLine2`	Text	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)CurrentAddress:city`	Text	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)CurrentAddress:state`	State	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)CurrentAddress:zipCode`	ZIP Code	Applicant(s) Current Address
`credit_report-Part1-General:applicant(s)PreviousAddress:addressLine1`	Text	Applicant(s) Previous Address
`credit_report-Part1-General:applicant(s)PreviousAddress:addressLine2`	Text	Applicant(s) Previous Address
`credit_report-Part1-General:applicant(s)PreviousAddress:city`	Text	Applicant(s) Previous Address
`credit_report-Part1-General:applicant(s)PreviousAddress:state`	State	Applicant(s) Previous Address
`credit_report-Part1-General:applicant(s)PreviousAddress:zipCode`	ZIP Code	Applicant(s) Previous Address
`credit_report-Part1-General:borrowerSocialSecurityNumber`	Social Security Number	Borrower Social Security Number
`credit_report-Part1-General:co-borrowerSocialSecurityNumber`	Social Security Number	Co-Borrower Social Security Number
`credit_report-Part1-General:filePulledDate`	Date	File Pulled Date
`credit_report-Part1-General:fileOrderedDate`	Date	File Ordered Date
`credit_report-Part1-General:sendToName`	Text	Send To Name
`credit_report-Part1-General:sendToAddress:addressLine1`	Text	Send To Address
`credit_report-Part1-General:sendToAddress:addressLine2`	Text	Send To Address
`credit_report-Part1-General:sendToAddress:city`	Text	Send To Address
`credit_report-Part1-General:sendToAddress:state`	State	Send To Address
`credit_report-Part1-General:sendToAddress:zip`	ZIP Code	Send To Address
`credit_report-Part1-General:reportNumber`	Text	Report Number
`credit_report-Part1-General:applicantMaritalStatus`	`SINGLE`, `MARRIED`	Applicant Marital Status
`credit_report-Part1-General:borrowerDateOfBirth`	Date	Borrower Date of Birth
`credit_report-Part1-General:co-borrowerDateOfBirth`	Date	Co-Borrower Date of Birth
`credit_report-Part2-ScoreModels:borrowerFicoScoreExperian`	Integer	Borrower FICO Score Experian
`credit_report-Part2-ScoreModels:borrowerFicoScoreEquifax`	Integer	Borrower FICO Score Equifax
`credit_report-Part2-ScoreModels:borrowerFicoScoreTransunion`	Integer	Borrower FICO Score Transunion
`credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreExperian`	Integer	Co-Borrower/Co-Applicant FICO Score Experian
`credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreEquifax`	Integer	Co-Borrower/Co-Applicant FICO Score Equifax
`credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreTransunion`	Integer	Co-Borrower/Co-Applicant FICO Score Transunion
`credit_report-Part3-TradeSummary:securedDebtTotal`	Money	Secured Debt Total
`credit_report-Part3-TradeSummary:unsecuredDebtTotal`	Money	Unsecured Debt Total
`credit_report-Part3-TradeSummary:paymentsTotal`	Money	Payments Total
`credit_report-Part3-TradeSummary:pastDueTotal`	Money	Past Due Total
`credit_report-Part3-TradeSummary:revolvingCreditUtilizationPercentage`	Percentage	Revolving Credit Utilization Percentage
`credit_report-Part4-DerogatorySummary:chargeOffsTotal`	Integer	Charge Offs Total
`credit_report-Part4-DerogatorySummary:collectionsTotal`	Integer	Collections Total
`credit_report-Part4-DerogatorySummary:bankruptcyTotal`	Integer	Bankruptcy Total
`credit_report-Part4-DerogatorySummary:30DaysTotal`	Integer	30 Days Total
`credit_report-Part4-DerogatorySummary:60DaysTotal`	Integer	60 Days Total
`credit_report-Part4-DerogatorySummary:90DaysTotal`	Integer	90 Days Total
`credit_report-Part4-DerogatorySummary:disputesTotal`	Integer	Disputes Total
`credit_report-Part4-DerogatorySummary:mostRecentLateDate`	Date	Most Recent Late Date
`credit_report-Part4-DerogatorySummary:inquiriesTotal`	Integer	Inquiries Total

Sample document

drive.google.com

Credit report API.pdf

Sample JSON result

{
    "status": 200,
    "response": {
        "pk": 29946544,
        "uuid": "2410cd7f-b35d-46ba-b956-ac31f8e4b57b",
        "forms": [
                        {
                "pk": 44474681,
                "uuid": "da187cb8-be2b-4b8c-b2d3-51c970ad1e8e",
                "uploaded_doc_pk": 52114557,
                "form_type": "CREDIT_REPORT",
                "raw_fields": {
                    "credit_report-Part3-TradeSummary:pastDueTotal": {
                        "value": "0.00",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part3-TradeSummary:paymentsTotal": {
                        "value": "1658.00",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part3-TradeSummary:securedDebtTotal": {
                        "value": "149670.00",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:30DaysTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:60DaysTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:90DaysTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part3-TradeSummary:unsecuredDebtTotal": {
                        "value": "2926.00",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:disputesTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:inquiriesTotal": {
                        "value": "18",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:bankruptcyTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:chargeOffsTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:collectionsTotal": {
                        "value": "0",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part4-DerogatorySummary:mostRecentLateDate": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part3-TradeSummary:revolvingCreditUtilizationPercentage": {
                        "value": "3%",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToName": {
                        "value": "FAKE COMPANY LLC",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:borrowerName": {
                        "value": "SAMPLE JOE",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:reportNumber": {
                        "value": "123456",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:filePulledDate": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:co-borrowerName": {
                        "value": "JOHN SAMPLE SMITH",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:fileOrderedDate": {
                        "value": "01/01/2022",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:zip": {
                        "value": "12345-6789",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:city": {
                        "value": "SAMPLE CITY",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:borrowerDateOfBirth": {
                        "value": "01/01/2001",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:state": {
                        "value": "NY",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicantMaritalStatus": {
                        "value": "SINGLE",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:co-borrowerDateOfBirth": {
                        "value": "01/01/2000",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:addressLine1": {
                        "value": "123 FAKE STREET AVE.",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:sendToAddress:addressLine2": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:borrowerSocialSecurityNumber": {
                        "value": "123-45-6789",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf",
                        "validation_error": "Borrower social security should not be equal to co-borrower social security. User should review document."
                    },
                    "credit_report-Part2-ScoreModels:borrowerFicoScoreEquifax": {
                        "value": "650",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:borrowerFicoScoreExperian": {
                        "value": "880",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:city": {
                        "value": "SAMPLE CITY",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:co-borrowerSocialSecurityNumber": {
                        "value": "123-45-6789",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:borrowerFicoScoreTransunion": {
                        "value": "834",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:state": {
                        "value": "CA",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:city": {
                        "value": "FAKE CITY",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:state": {
                        "value": "CA",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:zipCode": {
                        "value": "12345",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:zipCode": {
                        "value": "12345",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:addressLine1": {
                        "value": "123 SAMPLE STREET AVE",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)CurrentAddress:addressLine2": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:addressLine1": {
                        "value": "1234 FAKE ROAD UNIT",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part1-General:applicant(s)PreviousAddress:addressLine2": {
                        "value": "UNIT #12",
                        "is_empty": false,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreEquifax": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreExperian": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    },
                    "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreTransunion": {
                        "value": "",
                        "is_empty": true,
                        "alias_used": null,
                        "source_filename": "Credit report API.pdf"
                    }
                },
                "form_config_pk": 93643,
                "tables": []
            },
    "message": "OK"
}

Updated 10 months ago