Ocrolus API

Ocrolus API Documentation

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The 1003, also known as the Uniform Residential Loan Application, is a standard form in the mortgage industry used by lenders for those applying for a mortgage loan. It is the primary tool used in the mortgage process.

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Configuration-Driven Output

All fields below are optionally captured, depending on your order form. To adjust fields captured, please speak with your Ocrolus Account Manager.

JSON Attribute

Data Type

Description

1003-General:borrowerName

Text

Name of borrower

1003-General:co-borrowerName

Text

Name of co-borrower

1003-General:borrowerSigned?

SIGNED
NOT SIGNED

Determines if the borrower's signature was found on the form

1003-General:borrowerSignatureDate

Date

Date on which the form was signed by the borrower

1003-General:co-borrowerSigned?

SIGNED
NOT SIGNED

Determines if the co-borrower's signature was found on the form

1003-General:co-borrowerSignatureDate

Date

Date on which the form was signed by the co-borrower

1003-Part1-TypeOfMortgageAndTermsOfLoan:agencyCaseNumber

Text

Agency case number of the 1003.

1003-Part1-TypeOfMortgageAndTermsOfLoan:lenderCaseNumber

Text

Lender case number of the 1003

1003-Part2-PropertyInformationAndPurposeOfLoan:subjectPropertyAddress:addressLine1

Text

Address 1 of the subject property

1003-Part2-PropertyInformationAndPurposeOfLoan:subjectPropertyAddress:addressLine2

Text

Address 2 of the subject property

1003-Part2-PropertyInformationAndPurposeOfLoan:subjectPropertyAddress:city

Text

City in which the subject property exists

1003-Part2-PropertyInformationAndPurposeOfLoan:subjectPropertyAddress:state

Text

Formatted as a 2 character state code. State in which the subject property exists

1003-Part2-PropertyInformationAndPurposeOfLoan:subjectPropertyAddress:zip

Text

5 digit zip code in which subject property resides

1003-Part2-PropertyInformationAndPurposeOfLoan:legalDescriptionOfSubjectProperty

Text

Description of the subject property

1003-Part2-PropertyInformationAndPurposeOfLoan:titleWillBeHeldInWhatName(S)

Text

Name(s) of individuals who will hold the title of the property

1003-Part2-PropertyInformationAndPurposeOfLoan:mannerInWhichTitleWillBeHeld

Text

Manner in which the title will be held

1003-Part3-BorrowerInformation:borrowersName

Text

Borrower name

1003-Part3-BorrowerInformation:co-borrowersName

Text

Co-borrower name

1003-Part3-BorrowerInformation:presentAddress-Borrower:addressLine1

Text

Present address 1 of the borrower

1003-Part3-BorrowerInformation:presentAddress-Borrower:addressLine2

Text

Present address 2 of the borrower

1003-Part3-BorrowerInformation:presentAddress-Borrower:city

Text

City in which the borrower's present address resides

1003-Part3-BorrowerInformation:presentAddress-Borrower:state

Text

Formatted as a 2 character state code. State in which the borrower present address resides

1003-Part3-BorrowerInformation:presentAddress-Borrower:zip

Text

5 digit zip code in which present address resides

1003-Part3-BorrowerInformation:presentAddress-OwnedOrRented?

OWN
RENT

Borrower's relation to present address

1003-Part3-BorrowerInformation:mailingAddress-Borrower:addressLine1

Text

Mailing address 1 of borrower

1003-Part3-BorrowerInformation:mailingAddress-Borrower:addressLine2

Text

Mailing address 2 of borower

1003-Part3-BorrowerInformation:mailingAddress-Borrower:city

Text

City in which the borrower's mailing address resides

1003-Part3-BorrowerInformation:mailingAddress-Borrower:state

Text

Formatted as a 2 character state code. State in which the borrower mailing address resides

1003-Part3-BorrowerInformation:mailingAddress-Borrower:zip

Text

5 digit zip code in which mailing address resides

1003-Part4-EmploymentInformation:borrower-NameOfEmployer

Text

Name of company which employs the borrower

1003-Part4-EmploymentInformation:borrower-AddressOfEmployer:addressLine1

Text

Address 1 of the borrower's employer

1003-Part4-EmploymentInformation:borrower-AddressOfEmployer:addressLine2

Text

Address 2 of the borrower's employer

1003-Part4-EmploymentInformation:borrower-AddressOfEmployer:city

Text

City in which the borrower's employer resides

1003-Part4-EmploymentInformation:borrower-AddressOfEmployer:state

Text

Formatted as a 2 character state code. State in which the borrower's employer resides

1003-Part4-EmploymentInformation:borrower-AddressOfEmployer:zip

Text

5 digit zip code in which borrower's employer resides

1003-Part4-EmploymentInformation:borrower-SelfEmployed?

YES
NO

Determination as to if the borrower is self employed

1003-Part4-EmploymentInformation:borrower-YrsOnThisJob

Text

Amount of time, in years, the borrower has been employed in current job

1003-Part4-EmploymentInformation:borrower-YrsEmployedInThisLineOfWorkOrProfession

Text

Amount of time, in years, the borrower has been employed in their line of work

1003-Part4-EmploymentInformation:borrower-Position-Title-TypeOfBusiness

Text

Type of business the borrower is engaged in

1003-Part4-EmploymentInformation:co-borrower-NameOfEmployer

Text

Name of the company which employs the co-borrower

1003-Part4-EmploymentInformation:co-borrower-AddressOfEmployer:addressLine1

Text

Address 1 of the co-borrower's employer

1003-Part4-EmploymentInformation:co-borrower-AddressOfEmployer:addressLine2

Text

Address 2 of the co-borrower's employer

1003-Part4-EmploymentInformation:co-borrower-AddressOfEmployer:city

Text

City in which the co-borrower's employer resides

1003-Part4-EmploymentInformation:co-borrower-AddressOfEmployer:state

Text

Formatted as a 2 character state code. State in which the co-borrower's employer resides

1003-Part4-EmploymentInformation:co-borrower-AddressOfEmployer:zip

Text

5 digit zip code in which co-borrower's employer resides

1003-Part4-EmploymentInformation:co-borrower-SelfEmployed?

YES
NO

Determination as to if the co-borrower is self employed

1003-Part4-EmploymentInformation:co-borrower-YrsOnThisJob

Text

Amount of time, in years, the co-borrower has been employed in current job

1003-Part4-EmploymentInformation:co-borrower-YrsEmployedInThisLineOfWorkOrProfession

Text

Amount of time, in years, the co-borrower has been employed in their line of work

1003-Part4-EmploymentInformation:co-borrower-Position-Title-TypeOfBusiness

Text

Type of business the co-borrower is engaged in

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:borrower:baseEmpl.Income

Money

Base income earned by borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:borrower:overtime

Money

Overtime income earned by borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:borrower:bonuses

Money

Bonus income earned by borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:borrower:commissions

Money

Commissions income earned by borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:borrower:dividendsOrInterest

Money

Dividends or interest income earned by borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:borrower:netRentalIncome

Money

Net rental income earned by borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:borrower:other

Money

Additional income earned by borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:borrower:total

Money

Total income earned by borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:co-borrower:baseEmpl.Income

Money

Base income earned by co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:co-borrower:overtime

Money

Overtime income earned by co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:co-borrower:bonuses

Money

Bonus income earned by co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:co-borrower:commissions

Money

Commissions income earned by co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:co-borrower:dividendsOrInterest

Money

Dividends or interest income earned by co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:co-borrower:netRentalIncome

Money

Net rental income earned by co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:co-borrower:other

Money

Additional income earned by co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:co-borrower:total

Money

Total income earned by co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:total:baseEmpl.Income

Money

Total base income earned by borrower and co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:total:overtime

Money

Total overtime income earned by borrower and co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:total:bonuses

Money

Total bonus income earned by borrower and co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:total:commissions

Money

Total commission income earned by borrower and co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:total:dividendsOrInterest

Money

Total dividends or interest income earned by borrower and co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:total:netRentalIncome

Money

Total rental income earned by borrower and co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:total:other

Money

Total other income earned by borrower and co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense:total:total

Money

Total income earned by the borrower and co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line1:bOrC?

B
C

B if other income belongs to borrower. C if other income belongs to co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line1:typeOfIncome

Text

Description of income type

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line1:monthlyAmount

Money

Amount earned by this income type

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line2:bOrC?

B
C

B if other income belongs to borrower. C if other income belongs to co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line2:typeOfIncome

Text

Description of income type

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line2:monthlyAmount

Money

Amount earned by this income type

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line3:bOrC?

B
C

B if other income belongs to borrower. C if other income belongs to co-borrower

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line3:typeOfIncome

Text

Description of income type

1003-Part5-MonthlyIncomeAndCombinedHousingExpense-DescribeOtherIncome:line3:monthlyAmount

Money

Amount earned by this income type

1003-Part6-AssetsAndLiabilities-Assets:completedJointlyOrNotJointly

JOINTLY
NOT JOINTLY

JOINTLY if Assets and Liabilities section is filled out by both borrower and co-borrower

1003-Part6-AssetsAndLiabilities-Assets:subtotalLiquidAssets

Money

Total amount in liquid assets

1003-Part6-AssetsAndLiabilities-Assets:realEstateOwned

Money

Total amount in real estate owned

1003-Part6-AssetsAndLiabilities-Assets:vestedInterestInRetirementFund

Money

Total amount in retirement fund

1003-Part6-AssetsAndLiabilities-Assets:netWorthOfBusiness(Es)Owned

Money

Total net worth of any businesses owned

1003-Part6-AssetsAndLiabilities-Assets:otherAssets:1-Description

Text

Description of asset one

1003-Part6-AssetsAndLiabilities-Assets:otherAssets:1-$

Money

Amount of asset one

1003-Part6-AssetsAndLiabilities-Assets:otherAssets:2-Description

Text

Description of Asset two

1003-Part6-AssetsAndLiabilities-Assets:otherAssets:2-$

Money

Amount of asset two

1003-Part6-AssetsAndLiabilities-Assets:totalAssetsA.

Money

Total assets

1003-Part6-AssetsAndLiabilities-Liabilities:totalMonthlyPayments

Money

Total amount in liabilities paid per month

1003-Part6-AssetsAndLiabilities-Liabilities:totalLiabilitiesB.

Money

Total amount in liabilities

1003-Part6-AssetsAndLiabilities-Liabilities:netWorth(AMinusB)

Money

Calculated Field. Net worth minus liabilities

1003-Part6-AssetsAndLiabilities-ScheduleOfRealEstateOwned:total-PresentMarketValue

Money

Present market value of owned real estate

1003-Part6-AssetsAndLiabilities-ScheduleOfRealEstateOwned:total-AmountOfMortgages&Liens

Money

Total amount of mortgage owed

1003-Part6-AssetsAndLiabilities-ScheduleOfRealEstateOwned:total-GrossRentalIncome

Money

Gross rental income earned

1003-Part6-AssetsAndLiabilities-ScheduleOfRealEstateOwned:total-MortgagePayments

Money

Total mortgage payments due

1003-Part6-AssetsAndLiabilities-ScheduleOfRealEstateOwned:total-Insurance-Maintenance-Taxes&Misc

Money

Total in insurance and other taxes paid

1003-Part6-AssetsAndLiabilities-ScheduleOfRealEstateOwned:total-NetRentalIncome

Money

Net rental income

1003-Part7-DetailsOfTransaction:a.PurchasePrice

Money

Purchase price of the property

1003-Part7-DetailsOfTransaction:b.AlterationsImprovementsRepairs

Money

Amount in improvements or repairs

1003-Part7-DetailsOfTransaction:c.Land(IfAcquiredSeparately)

Money

Amount in land, if acquired separately

1003-Part7-DetailsOfTransaction:d.Refinance(InclDebtsToBePaidOff)

Money

Amount in refinance

1003-Part7-DetailsOfTransaction:e.EstimatedPrepaidItems

Money

Amount in estimated prepaid items

1003-Part7-DetailsOfTransaction:f.EstimatedClosingCosts

Money

Amount in closing costs

1003-Part7-DetailsOfTransaction:g.PmiMipFundingFee

Money

Amount in PMI, MIP or Funding fees

1003-Part7-DetailsOfTransaction:h.Discount(IfBorrowerWillPay)

Money

Amount in discount

1003-Part7-DetailsOfTransaction:i.TotalCosts(AddItemsAThroughH)

Money

Calculated Field. Total costs of transaction

1003-Part7-DetailsOfTransaction:j.SubordinateFinancing

Money

Amount in subordinate financing

1003-Part7-DetailsOfTransaction:k.BorrowersClosingCostsPaidBySeller

Money

Amount in closing costs paid by seller

1003-Part7-DetailsOfTransaction:l.OtherCredits:line1-Description

Text

Description of other credits

1003-Part7-DetailsOfTransaction:l.OtherCredits:line1-$

Money

Amount in other credits

1003-Part7-DetailsOfTransaction:l.OtherCredits:line2-Description

Text

Description of other credits 2

1003-Part7-DetailsOfTransaction:l.OtherCredits:line2-$

Money

Amount in other credits 2

1003-Part7-DetailsOfTransaction:l.OtherCredits:line3-Description

Text

Description of other credits 3

1003-Part7-DetailsOfTransaction:l.OtherCredits:line3-$

Money

Amount in other credits 3

1003-Part7-DetailsOfTransaction:l.OtherCredits:line4-Description

Text

Description of other credits 4

1003-Part7-DetailsOfTransaction:l.OtherCredits:line4-$

Money

Amount in other credits 4

1003-Part7-DetailsOfTransaction:l.OtherCredits:line5-Description

Text

Description of other credits 5

1003-Part7-DetailsOfTransaction:l.OtherCredits:line5-$

Money

Amount in other credits 5

1003-Part7-DetailsOfTransaction:l.OtherCredits:line6-Description

Text

Description of other credits 6

1003-Part7-DetailsOfTransaction:l.OtherCredits:line6-$

Money

Amount in other credits 6

1003-Part7-DetailsOfTransaction:m.LoanAmount(ExcludePmi&Mip&FundingFeeFinanced)

Money

Amount in Loan

1003-Part7-DetailsOfTransaction:n.Pmi&Mip&FundingFeeFinanced

Money

Amount in PMI, MIP or Fee Financed

1003-Part7-DetailsOfTransaction:o.LoanAmount(AddM&N)

Money

Calculated field. Sum of M and N

1003-Part7-DetailsOfTransaction:p.CashFromOrToBorrower(SubtractJ-K-L&OFromI)

Money

Calculated field. Difference of J, K, L and O from I.

1003-PartX-InformationForGovernmentMonitoringPurposes:date

Date

Date form was completed

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginatorsName

Text

Name of loan originator

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginatorIdentifier

Text

ID of the loan originator

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginatorsPhoneNumber(IncludingAreaCode)

Text

Formatted (XXX)XXX-XXXX. Phone number of the loan originator

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginationCompanysName

Text

Loan originator company name

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginationCompanyIdentifier

Text

ID of the loan originator's company

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginationCompanysAddress:addressLine1

Text

Address 1 of the originating company

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginationCompanysAddress:addressLine2

Text

Address 2 of the originating company

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginationCompanysAddress:city

Text

City in which the originating company resides

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginationCompanysAddress:state

Text

Formatted as a 2 character state code. State in which the originating company resides

1003-PartX-InformationForGovernmentMonitoringPurposes:loanOriginationCompanysAddress:zip

Text

5 digit zip code in which originating company resides

Updated 3 months ago


1003


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