Loan Estimate
The form provides you with important information, including the estimated interest rate, monthly payment, and total closing costs for the loan. The Loan Estimate also gives you information about the estimated costs of taxes and insurance, and how the interest rate and payments may change in the future.
To use the Upload PDF endpoint for this document, you must use LOAN_ESTIMATE in the form_type parameter.
Field descriptions
The following fields are available on this document type:
| JSON Attribute | Data Type | Description |
|---|---|---|
loan_estimate-Part1-General:dateIssued | Date | Date Issued |
loan_estimate-Part1-General:borrower1Name | Text | Borrower 1 Name |
loan_estimate-Part1-General:borrower2Name | Text | Borrower 2 Name |
loan_estimate-Part1-General:borrower3Name | Text | Borrower 3 Name |
loan_estimate-Part1-General:borrower4Name | Text | Borrower 4 Name |
loan_estimate-Part1-General:lenderName | Text | Lender Name |
loan_estimate-Part1-General:propertyAddress:addressLine1 | Text | Property Address |
loan_estimate-Part1-General:propertyAddress:addressLine2 | Text | Property Address |
loan_estimate-Part1-General:propertyAddress:city | Text | Property Address |
loan_estimate-Part1-General:propertyAddress:state | State | Property Address |
loan_estimate-Part1-General:propertyAddress:zip | ZIP Code | Property Address |
loan_estimate-Part1-General:salePrice | Money | Sale Price |
loan_estimate-Part1-General:loanTerm | Text | Loan Term |
loan_estimate-Part1-General:purpose | Text | Purpose |
loan_estimate-Part1-General:product | Text | Product |
loan_estimate-Part1-General:loanType | CONVENTIONAL, FHA, VA | Loan Type |
loan_estimate-Part1-General:loanId# | Text | Loan Id # |
loan_estimate-Part1-General:rateLock | YES, NO | Rate Lock |
loan_estimate-Part2-LoanTerms:loanAmount: | Money | Loan Amount |
loan_estimate-Part2-LoanTerms:loanAmount:canThisAmountIncreaseAfterClosing? | YES, NO | Loan Amount |
loan_estimate-Part2-LoanTerms:interestRate: | Percentage | Interest Rate |
loan_estimate-Part2-LoanTerms:interestRate:canThisAmountIncreaseAfterClosing? | YES, NO | Interest Rate |
loan_estimate-Part2-LoanTerms:monthlyPrincipal&Interest: | Money | Monthly Principal & Interest |
loan_estimate-Part2-LoanTerms:monthlyPrincipal&Interest:canThisAmountIncreaseAfterClosing? | YES, NO | Monthly Principal & Interest |
loan_estimate-Part2-LoanTerms:prepaymentPenalty: | Money | Prepayment Penalty |
loan_estimate-Part2-LoanTerms:prepaymentPenalty:doesTheLoanHaveTheseFeatures? | YES, NO | Prepayment Penalty |
loan_estimate-Part2-LoanTerms:balloonPayment: | Money | Balloon Payment |
loan_estimate-Part2-LoanTerms:balloonPayment:doesTheLoanHaveTheseFeatures? | YES, NO | Balloon Payment |
loan_estimate-Part3-ProjectedPayments:paymentCalculation:principal&Interest(Years1-7) | Money | Payment Calculation |
loan_estimate-Part3-ProjectedPayments:paymentCalculation:principal&Interest(Years8-30) | Money | Payment Calculation |
loan_estimate-Part3-ProjectedPayments:paymentCalculation:mortgageInsurance(Years1-7) | Money | Payment Calculation |
loan_estimate-Part3-ProjectedPayments:paymentCalculation:mortgageInsurance(Years8-30) | Money | Payment Calculation |
loan_estimate-Part3-ProjectedPayments:paymentCalculation:estimatedEscrow(Years1-7) | Money | Payment Calculation |
loan_estimate-Part3-ProjectedPayments:paymentCalculation:estimatedEscrow(Years8-30) | Money | Payment Calculation |
loan_estimate-Part3-ProjectedPayments:estimatedTotalMonthlyPayment:years1-7 | Money | Estimated Total Monthly Payment |
loan_estimate-Part3-ProjectedPayments:estimatedTotalMonthlyPayment:years8-30 | Money | Estimated Total Monthly Payment |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments: | Money | Estimated Taxes Insurance & Assessments |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:paymentFrequency | Text | Estimated Taxes Insurance & Assessments |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-PropertyTaxes | CHECKED, NOT CHECKED | Estimated Taxes Insurance & Assessments |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-PropertyTaxes | YES, NO | Estimated Taxes Insurance & Assessments |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Homeowner'SInsurance | CHECKED, NOT CHECKED | Estimated Taxes Insurance & Assessments |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-Homeowner'SInsurance | YES, NO | Estimated Taxes Insurance & Assessments |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Other | CHECKED, NOT CHECKED | Estimated Taxes Insurance & Assessments |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Other-Description | Text | Estimated Taxes Insurance & Assessments |
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-Other | YES, NO | Estimated Taxes Insurance & Assessments |
loan_estimate-Part4-CostsAtClosing:estimatedClosingCosts | Money | Estimated Closing Costs |
loan_estimate-Part4-CostsAtClosing:estimatedCashToClose | Money | Estimated Cash To Close |
loan_estimate-Part5-Comparisons:in5Years:totalYouWillHavePaidInPrincipalInterestMortgageInsuranceAndLoanCosts | Money | In 5 Years |
loan_estimate-Part5-Comparisons:in5Years:principalYouWillHavePaidOff | Money | In 5 Years |
loan_estimate-Part5-Comparisons:annualPercentageRate(Apr) | Percentage | Annual Percentage Rate (APR) |
loan_estimate-Part5-Comparisons:totalInterestPercentage(Tip) | Percentage | Total Interest Percentage (TIP) |
loan_estimate-Part6-OtherConsiderations:appraisal | Text | Appraisal |
loan_estimate-Part6-OtherConsiderations:assumption | WILL ALLOW UNDER CERTAIN CONDITIONS THIS PERSON TO ASSUME THIS LOAN ON THE ORIGINAL TERMS, WILL NOT ALLOW ASSUMPTION OF THIS LOAN ON THE ORIGINAL TERMS | Assumption |
loan_estimate-Part6-OtherConsiderations:homeowner'sInsurance | Text | Homeowner's Insurance |
loan_estimate-Part6-OtherConsiderations:latePayment | Text | Late Payment |
loan_estimate-Part6-OtherConsiderations:refinance | Text | Refinance |
loan_estimate-Part6-OtherConsiderations:servicing | TO SERVICE YOUR LOAN IF SO YOU WILL MAKE YOUR PAYMENTS TO US, TO TRANSFER SERVICING OF YOUR LOAN | Servicing |
loan_estimate-Part7-ConfirmReceipt:applicantSignature | SIGNED, NOT SIGNED | Applicant Signature |
loan_estimate-Part7-ConfirmReceipt:applicantSignatureDate | Date | Applicant Signature Date |
loan_estimate-Part7-ConfirmReceipt:co-applicantSignature | SIGNED, NOT SIGNED | Co-Applicant Signature |
loan_estimate-Part7-ConfirmReceipt:co-applicantSignatureDate | Date | Co-Applicant Signature Date |
Sample document
drive.google.comSample JSON result
{
"status": 200,
"response": {
"pk": 29946544,
"uuid": "2410cd7f-b35d-46ba-b956-ac31f8e4b57b",
"forms": [
{
"pk": 44474654,
"uuid": "41d45c41-cf72-4ae5-92f9-2274d83108f6",
"uploaded_doc_pk": 52114514,
"form_type": "LOAN_ESTIMATE",
"raw_fields": {
"loan_estimate-Part1-General:lenderName": {
"value": "FICUS BANK FAKE",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part6-OtherConsiderations:appraisal": {
"value": "WE MAY ORDER AN APPRAISAL TO DETERMINE THE PROPERTY'S VALUE AND CHARGE YOU FOR THIS APPRAISAL. WE WILL PROMPTLY GIVE YOU A COPY OF ANY APPRAISAL, EVEN IF YOUR LOAN DOES NOT CLOSE. YOU CAN PAY FOR AN ADDITIONAL APPRAISAL FOR YOUR OWN USE AT YOUR OWN COST.",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part6-OtherConsiderations:refinance": {
"value": "REFINANCING THIS LOAN WILL DEPEND ON YOUR FUTURE FINANCIAL SITUATION, THE PROPERTY VALUE, AND MARKET CONDITIONS. YOU MAY NOT BE ABLE TO REFINANCE THIS LOAN.",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part6-OtherConsiderations:servicing": {
"value": "TO TRANSFER SERVICING OF YOUR LOAN",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part6-OtherConsiderations:assumption": {
"value": "WILL NOT ALLOW ASSUMPTION OF THIS LOAN ON THE ORIGINAL TERMS",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part6-OtherConsiderations:latePayment": {
"value": "IF YOUR PAYMENT IS MORE THAN 15 DAYS LATE, WE WILL CHARGE A LATE FEE OF 5% OF THE MONTHLY PRINCIPAL AND INTEREST PAYMENT.",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part7-ConfirmReceipt:applicantSignature": {
"value": "SIGNED",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part7-ConfirmReceipt:co-applicantSignature": {
"value": "SIGNED",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part5-Comparisons:annualPercentageRate(Apr)": {
"value": "4.274%",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part7-ConfirmReceipt:applicantSignatureDate": {
"value": "02/01/2013",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part5-Comparisons:totalInterestPercentage(Tip)": {
"value": "69.45%",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part6-OtherConsiderations:homeowner'sInsurance": {
"value": "THIS IOAN REQUIRES HOMEOWNER'S INSURANCE ON THE PROPERTY, WHICH YOU MAY OBTAIN FROM A COMPANY OF YOUR CHOICE THAT WE FIND ACCEPTABLE.",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part7-ConfirmReceipt:co-applicantSignatureDate": {
"value": "02/01/2013",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part5-Comparisons:in5Years:principalYouWillHavePaidOff": {
"value": "15773.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part5-Comparisons:in5Years:totalYouWillHavePaidInPrincipalInterestMortgageInsuranceAndLoanCosts": {
"value": "56582.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:loanId#": {
"value": "123456789",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:product": {
"value": "FIXED RATE",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:purpose": {
"value": "PURCHASE",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:loanTerm": {
"value": "30 YEARS",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:loanType": {
"value": "CONVENTIONAL",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:rateLock": {
"value": "YES",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:salePrice": {
"value": "180000.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:dateIssued": {
"value": "02/15/2013",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:borrower1Name": {
"value": "MICHAEL SAMPLE",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:borrower2Name": {
"value": "FAKE STONE",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:borrower3Name": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:borrower4Name": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:loanAmount:": {
"value": "162000.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:interestRate:": {
"value": "3.875%",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:balloonPayment:": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:propertyAddress:zip": {
"value": "12345",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:propertyAddress:city": {
"value": "ANYTOWN",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:prepaymentPenalty:": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:propertyAddress:state": {
"value": "SC",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part4-CostsAtClosing:estimatedCashToClose": {
"value": "16054.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:propertyAddress:addressLine1": {
"value": "123 SOMEWHERE AVENUE",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part1-General:propertyAddress:addressLine2": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:monthlyPrincipal&Interest:": {
"value": "761.78",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part4-CostsAtClosing:estimatedClosingCosts": {
"value": "8054.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:balloonPayment:doesTheLoanHaveTheseFeatures?": {
"value": "NO",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:": {
"value": "206.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:loanAmount:canThisAmountIncreaseAfterClosing?": {
"value": "NO",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTotalMonthlyPayment:years1-7": {
"value": "1049.78",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTotalMonthlyPayment:years8-30": {
"value": "967.78",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:interestRate:canThisAmountIncreaseAfterClosing?": {
"value": "NO",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:prepaymentPenalty:doesTheLoanHaveTheseFeatures?": {
"value": "YES",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:paymentCalculation:estimatedEscrow(Years1-7)": {
"value": "206.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:paymentCalculation:estimatedEscrow(Years8-30)": {
"value": "206.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:paymentCalculation:mortgageInsurance(Years1-7)": {
"value": "82.00",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:paymentCalculation:mortgageInsurance(Years8-30)": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:paymentCalculation:principal&Interest(Years1-7)": {
"value": "761.78",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:paymentCalculation:principal&Interest(Years8-30)": {
"value": "761.78",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-Other": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part2-LoanTerms:monthlyPrincipal&Interest:canThisAmountIncreaseAfterClosing?": {
"value": "NO",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:paymentFrequency": {
"value": "A MONTH",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-PropertyTaxes": {
"value": "YES",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Other": {
"value": "NOT CHECKED",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-Homeowner'SInsurance": {
"value": "YES",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-PropertyTaxes": {
"value": "CHECKED",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Other-Description": {
"value": "",
"is_empty": true,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
},
"loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Homeowner'SInsurance": {
"value": "CHECKED",
"is_empty": false,
"alias_used": null,
"source_filename": "Loan Estimate.pdf"
}
},
"form_config_pk": 103535,
"tables": []
},
"message": "OK"
}
Updated 5 months ago