Loan estimate

The form provides you with important information, including the estimated interest rate, monthly payment, and total closing costs for the loan. The Loan Estimate also gives you information about the estimated costs of taxes and insurance, and how the interest rate and payments may change in the future.

The form_type parameter LOAN_ESTIMATE for the Upload PDF endpoint is required for this Form Type.

Optional fields captured

📘

Configuration-driven output

All fields below are optionally captured, depending on your order form. To adjust fields captured, please speak with your Ocrolus Account Manager.

JSON AttributeData TypeDescription
loan_estimate-Part1-General:dateIssuedDateDate Issued
loan_estimate-Part1-General:borrower1NameTextBorrower 1 Name
loan_estimate-Part1-General:borrower2NameTextBorrower 2 Name
loan_estimate-Part1-General:borrower3NameTextBorrower 3 Name
loan_estimate-Part1-General:borrower4NameTextBorrower 4 Name
loan_estimate-Part1-General:lenderNameTextLender Name
loan_estimate-Part1-General:propertyAddress:addressLine1TextProperty Address
loan_estimate-Part1-General:propertyAddress:addressLine2TextProperty Address
loan_estimate-Part1-General:propertyAddress:cityCityProperty Address
loan_estimate-Part1-General:propertyAddress:stateStateProperty Address
loan_estimate-Part1-General:propertyAddress:zipZIP CodeProperty Address
loan_estimate-Part1-General:salePriceMoneySale Price
loan_estimate-Part1-General:loanTermTextLoan Term
loan_estimate-Part1-General:purposeTextPurpose
loan_estimate-Part1-General:productTextProduct
loan_estimate-Part1-General:loanTypeCONVENTIONAL, FHA, VALoan Type
loan_estimate-Part1-General:loanId#TextLoan Id #
loan_estimate-Part1-General:rateLockYES, NORate Lock
loan_estimate-Part2-LoanTerms:loanAmount:MoneyLoan Amount
loan_estimate-Part2-LoanTerms:loanAmount:canThisAmountIncreaseAfterClosing?YES, NOLoan Amount
loan_estimate-Part2-LoanTerms:interestRate:PercentageInterest Rate
loan_estimate-Part2-LoanTerms:interestRate:canThisAmountIncreaseAfterClosing?YES, NOInterest Rate
loan_estimate-Part2-LoanTerms:monthlyPrincipal&Interest:MoneyMonthly Principal & Interest
loan_estimate-Part2-LoanTerms:monthlyPrincipal&Interest:canThisAmountIncreaseAfterClosing?YES, NOMonthly Principal & Interest
loan_estimate-Part2-LoanTerms:prepaymentPenalty:MoneyPrepayment Penalty
loan_estimate-Part2-LoanTerms:prepaymentPenalty:doesTheLoanHaveTheseFeatures?YES, NOPrepayment Penalty
loan_estimate-Part2-LoanTerms:balloonPayment:MoneyBalloon Payment
loan_estimate-Part2-LoanTerms:balloonPayment:doesTheLoanHaveTheseFeatures?YES, NOBalloon Payment
loan_estimate-Part3-ProjectedPayments:paymentCalculation:principal&Interest(Years1-7)MoneyPayment Calculation
loan_estimate-Part3-ProjectedPayments:paymentCalculation:principal&Interest(Years8-30)MoneyPayment Calculation
loan_estimate-Part3-ProjectedPayments:paymentCalculation:mortgageInsurance(Years1-7)MoneyPayment Calculation
loan_estimate-Part3-ProjectedPayments:paymentCalculation:mortgageInsurance(Years8-30)MoneyPayment Calculation
loan_estimate-Part3-ProjectedPayments:paymentCalculation:estimatedEscrow(Years1-7)MoneyPayment Calculation
loan_estimate-Part3-ProjectedPayments:paymentCalculation:estimatedEscrow(Years8-30)MoneyPayment Calculation
loan_estimate-Part3-ProjectedPayments:estimatedTotalMonthlyPayment:years1-7MoneyEstimated Total Monthly Payment
loan_estimate-Part3-ProjectedPayments:estimatedTotalMonthlyPayment:years8-30MoneyEstimated Total Monthly Payment
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:MoneyEstimated Taxes Insurance & Assessments
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:paymentFrequencyTextEstimated Taxes Insurance & Assessments
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-PropertyTaxesCHECKED, NOT CHECKEDEstimated Taxes Insurance & Assessments
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-PropertyTaxesYES, NOEstimated Taxes Insurance & Assessments
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Homeowner'SInsuranceCHECKED, NOT CHECKEDEstimated Taxes Insurance & Assessments
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-Homeowner'SInsuranceYES, NOEstimated Taxes Insurance & Assessments
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-OtherCHECKED, NOT CHECKEDEstimated Taxes Insurance & Assessments
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Other-DescriptionTextEstimated Taxes Insurance & Assessments
loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-OtherYES, NOEstimated Taxes Insurance & Assessments
loan_estimate-Part4-CostsAtClosing:estimatedClosingCostsMoneyEstimated Closing Costs
loan_estimate-Part4-CostsAtClosing:estimatedCashToCloseMoneyEstimated Cash To Close
loan_estimate-Part5-Comparisons:in5Years:totalYouWillHavePaidInPrincipalInterestMortgageInsuranceAndLoanCostsMoneyIn 5 Years
loan_estimate-Part5-Comparisons:in5Years:principalYouWillHavePaidOffMoneyIn 5 Years
loan_estimate-Part5-Comparisons:annualPercentageRate(Apr)PercentageAnnual Percentage Rate (APR)
loan_estimate-Part5-Comparisons:totalInterestPercentage(Tip)PercentageTotal Interest Percentage (TIP)
loan_estimate-Part6-OtherConsiderations:appraisalTextAppraisal
loan_estimate-Part6-OtherConsiderations:assumptionWILL ALLOW UNDER CERTAIN CONDITIONS THIS PERSON TO ASSUME THIS LOAN ON THE ORIGINAL TERMS, WILL NOT ALLOW ASSUMPTION OF THIS LOAN ON THE ORIGINAL TERMSAssumption
loan_estimate-Part6-OtherConsiderations:homeowner'sInsuranceTextHomeowner's Insurance
loan_estimate-Part6-OtherConsiderations:latePaymentTextLate Payment
loan_estimate-Part6-OtherConsiderations:refinanceTextRefinance
loan_estimate-Part6-OtherConsiderations:servicingTO SERVICE YOUR LOAN IF SO YOU WILL MAKE YOUR PAYMENTS TO US, TO TRANSFER SERVICING OF YOUR LOANServicing
loan_estimate-Part7-ConfirmReceipt:applicantSignatureSIGNED, NOT SIGNEDApplicant Signature
loan_estimate-Part7-ConfirmReceipt:applicantSignatureDateDateApplicant Signature Date
loan_estimate-Part7-ConfirmReceipt:co-applicantSignatureSIGNED, NOT SIGNEDCo-Applicant Signature
loan_estimate-Part7-ConfirmReceipt:co-applicantSignatureDateDateCo-Applicant Signature Date

Sample form

Sample JSON result

{
   "status":200,
   "response":{
      "pk":45710873,
      "uuid":"f72ddba2-0b82-42fb-a493-623d06740f97",
      "forms":[
         {
            "pk":40497154,
            "uuid":"db30aeeb-b454-4a07-bd84-67812ff5dcf0",
            "form_type":"LOAN_ESTIMATE",
            "form_config_pk":103535,
            "tables":[
               
            ],
            "raw_fields":{
               "loan_estimate-Part6-OtherConsiderations:appraisal":{
                  "value":"WE MAY ORDER AN APPRAISAL TO DETERMINE THE PROPERTY`S VALUE AND CHARGE YOU FOR THIS APPRAISAL. WE WILL PROMPTLY GIVE YOU A COPY OF ANY APPRAISAL, EVEN IF YOUR LOAN DOES NOT CLOSE. YOU CAN PAY FOR AN ADDITIONAL APPRAISAL FOR YOUR OWN USE AT YOUR OWN COST.",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part6-OtherConsiderations:refinance":{
                  "value":"REFINANCING THIS LOAN WILL DEPEND ON YOUR FUTURE FINANCIAL SITUATION, THE PROPERTY VALUE, AND MARKET CONDITIONS. YOU MAY NOT BE ABLE TO REFINANCE THIS LOAN.",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part6-OtherConsiderations:servicing":{
                  "value":"TO TRANSFER SERVICING OF YOUR LOAN",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part6-OtherConsiderations:assumption":{
                  "value":"WILL NOT ALLOW ASSUMPTION OF THIS LOAN ON THE ORIGINAL TERMS",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part6-OtherConsiderations:latePayment":{
                  "value":"IF YOUR PAYMENT IS MORE THAN 15 DAYS LATE, WE WILL CHARGE A LATE FEE OF 5% OF THE MONTHLY PRINCIPAL AND INTEREST PAYMENT.",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part7-ConfirmReceipt:applicantSignature":{
                  "value":"SIGNED",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part7-ConfirmReceipt:co-applicantSignature":{
                  "value":"SIGNED",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part5-Comparisons:annualPercentageRate(Apr)":{
                  "value":"4.274%",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part7-ConfirmReceipt:applicantSignatureDate":{
                  "value":"02/01/2013",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part5-Comparisons:totalInterestPercentage(Tip)":{
                  "value":"69.45%",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part6-OtherConsiderations:homeowner'sInsurance":{
                  "value":"THIS LOAN REQUIRES HOMEOWNER`S INSURANCE ON THE PROPERTY, WHICH YOU MAY OBTAIN FROM A COMPANY OF YOUR CHOICE THAT WE FIND ACCEPTABLE.",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part7-ConfirmReceipt:co-applicantSignatureDate":{
                  "value":"02/01/2013",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part5-Comparisons:in5Years:principalYouWillHavePaidOff":{
                  "value":"15773.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part5-Comparisons:in5Years:totalYouWillHavePaidInPrincipalInterestMortgageInsuranceAndLoanCosts":{
                  "value":"56582.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:loanId#":{
                  "value":"123456789",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:product":{
                  "value":"FIXED RATE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:purpose":{
                  "value":"PURCHASE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:loanTerm":{
                  "value":"30 YEARS",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:loanType":{
                  "value":"CONVENTIONAL",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:rateLock":{
                  "value":"YES",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:salePrice":{
                  "value":"180000.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:dateIssued":{
                  "value":"02/15/2013",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:lenderName":{
                  "value":"FICUS BANK",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:borrower1Name":{
                  "value":"MICHAEL SAMPLE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:borrower2Name":{
                  "value":"FAKE STONE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:borrower3Name":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:borrower4Name":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:loanAmount:":{
                  "value":"162000.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:interestRate:":{
                  "value":"3.875%",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:balloonPayment:":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:propertyAddress:zip":{
                  "value":"12345",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:propertyAddress:city":{
                  "value":"ANYTOWN",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:prepaymentPenalty:":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:propertyAddress:state":{
                  "value":"SC",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part4-CostsAtClosing:estimatedCashToClose":{
                  "value":"16054.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:propertyAddress:addressLine1":{
                  "value":"123 SOMEWHERE AVENUE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part1-General:propertyAddress:addressLine2":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:monthlyPrincipal&Interest:":{
                  "value":"761.78",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part4-CostsAtClosing:estimatedClosingCosts":{
                  "value":"8054.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:balloonPayment:doesTheLoanHaveTheseFeatures?":{
                  "value":"NO",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:":{
                  "value":"206.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:loanAmount:canThisAmountIncreaseAfterClosing?":{
                  "value":"NO",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTotalMonthlyPayment:years1-7":{
                  "value":"1049.78",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTotalMonthlyPayment:years8-30":{
                  "value":"967.78",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:interestRate:canThisAmountIncreaseAfterClosing?":{
                  "value":"NO",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:prepaymentPenalty:doesTheLoanHaveTheseFeatures?":{
                  "value":"YES",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:paymentCalculation:estimatedEscrow(Years1-7)":{
                  "value":"206.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:paymentCalculation:estimatedEscrow(Years8-30)":{
                  "value":"206.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:paymentCalculation:mortgageInsurance(Years1-7)":{
                  "value":"82.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:paymentCalculation:mortgageInsurance(Years8-30)":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:paymentCalculation:principal&Interest(Years1-7)":{
                  "value":"761.78",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:paymentCalculation:principal&Interest(Years8-30)":{
                  "value":"761.78",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-Other":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part2-LoanTerms:monthlyPrincipal&Interest:canThisAmountIncreaseAfterClosing?":{
                  "value":"NO",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:paymentFrequency":{
                  "value":"A MONTH",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-PropertyTaxes":{
                  "value":"YES",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Other":{
                  "value":"NOT CHECKED",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:inEscrow?-Homeowner'SInsurance":{
                  "value":"YES",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-PropertyTaxes":{
                  "value":"CHECKED",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Other-Description":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               },
               "loan_estimate-Part3-ProjectedPayments:estimatedTaxesInsurance&Assessments:thisEstimateIncludes-Homeowner'SInsurance":{
                  "value":"CHECKED",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Loan sample.pdf"
               }
            }
         }
      ]
   },
   "message":"OK"
}