Encompass Integration - Capture
Once integrated for Classify a client will be able to work with Ocrolus to capture data off all classified forms.
Connect and Classify as a prerequisite
The Ocrolus Encompass integration requires that Connect and Classify integrations exist in order to successfully push Capture data into an Ocrolus 1003 Custom Form.
Capture Integration Options
Ocrolus offers two distinct Capture integration options for Encompass integration with a future use case to be delivered soon.
| Use Case | Description |
|---|---|
| Origination - Write to Custom Form | Ocrolus Capture data is written directly to a custom form in Encompass upon completion. A "Write to 1003" button will allow data to be transposed to the standard 1003 URLA upon review |
Custom Form Integrations
Ocrolus provides three custom forms to clients who decide to integrate with custom forms. These custom forms allow Encompass users to view data prior to it being sent to the URLA 1003
| Form Name | Description | Converage |
|---|---|---|
| Ocrolus URLA 1003 Part 1 | Review capture data that maps to the first page of the 1003 including Verification of residences | 6 Unique entries in VOR for the borrower or co-borrower |
| Ocrolus URLA 1003 Part 2 | Review capture data that maps to the second page of the 1003 including Verification of Employment | 6 Unique entries in VOE for the borrower or co-borrower |
| Ocrolus URLA 1003 Part 3 | Review capture data that maps to the third page of the 1003 including Verification of Deposits | 12 Unique bank statement accounts for borrower, co-borrower or shared |
Each custom form supports the ability to transpose Capture data from an Ocrolus custom form to the standard 1003. The upper right button allows all captured data points to be written to the 1003 where specified.
Custom Form Installation
In order to Install Ocrolus custom forms into your Encompass instance, Ocrolus will provide an export of these forms as .empkg files. Once received the client must do the following in order to install to their Encompass instance
- Access Ellie Mae Input Form Builder with relevant instance credentials
- Select Tools → Package Import Wizard
- Select Browse and select the .empkg file provided by Ocrolus
- Select Next → Import
These new forms will be accessible in your instance's Forms pane in the Loan view.
Supported Form Types
Ocrolus supports the extraction and validation of data for the purpose of 1003 URLA completion for the following form types.
| Form Type | Used For |
|---|---|
| Identification Documents | Verification of Residence |
| W2 | Verification of Employment Income Calculation |
| Paystub | Verification of Employment Income Calculation |
| Bank Statement | Verification of Residence Verification of Deposits |
| Brokerage Statements | Verification of Deposits |
Verification of Residence Data
Ocrolus is able to capture and verify data from Identification documents and Bank statements to determine the residences on record for the borrower and coborrower on the application. The addresses from all eligible form types are ordered from most recent to least recent. The most recent are labeled as "current" for the borrower or co-borrower and others are listed as "prior."
| Field Capture | URLA Encompass Field Code |
|---|---|
| Borrower/Co-Borrower First Name | 4000 - for Borrower 4004 - for Co-Borrower |
| Borrower/Co-Borrower Last Name | 4002 - for Borrower 4006 - for Co-Borrower |
| Borrower/Co-Borrower DOB | 1402 - for Borrower 1403 - for Co-Borrower |
| Borrower/Co-Borrower VOR - Current Address. Address | BR0126 - for Borrower CR0126- for Co-Borrower |
| Borrower/Co-Borrower VOR - Current Address, City | BR0106 - for Borrower CR0106- for Co-Borrower |
| Borrower/Co-Borrower VOR - Current Address, State | BR0107 - for Borrower CR0107- for Co-Borrower |
| Borrower/Co-Borrower VOR - Current Address, Zip | BR0108 - for Borrower CR0108- for Co-Borrower |
| Borrower/Co-Borrower SSN | 65 - for Borrower 97 - for Co-Borrower |
Current address and most recent previous address are accessible through the Ocrolus 1003 URLA 1 form. These VOR entries, along with all others, are accessible through the nested VOR form.
Verification of Employment
Ocrolus is able to capture and verify employment data from W2s and paystubs. The verified data maps maps to the following 1003 URLA field codes. Gross Monthly Income data can be accessed and reviewed through the Ocrolus Income calculator form.
| Borrower/Co-Borrower Employer | BE0102- for Borrower CE0102 - for Co-Borrower |
| Borrower/Co-Borrower Employer, Address | BE0160- for Borrower CE0160 - for Co-Borrower |
| Borrower/Co-Borrower Employer, City | BE0105- for Borrower CE0105 - for Co-Borrower |
| Borrower/Co-Borrower Employer, State | BE0106- for Borrower CE0106 - for Co-Borrower |
| Borrower/Co-Borrower Employer, Zip | BE0107- for Borrower CE0107 - for Co-Borrower |
Current and most recent previous employment information is accessible through the Ocrolus 1003 URLA 2 form. These VOE entries, along with all others, are accessible through the nested VOE form.
Verification of Deposits
Ocrolus is able to capture and verify data from Bank Statements. Ocrolus currently supports 12 unique accounts between both the borrower and co-borrower. The verified data maps maps to the following 1003 URLA field codes.
| Name - Institution where account is held | DD0X02 - for Borrower and Co-Borrower |
| Borrower VOD - Account 1 Account Type | DD0X08 - for Borrower and Co-Borrower |
| Borrower VOD - Account 1 Account in Name of | DD0X09 - for Borrower and Co-Borrower |
| Borrower VOD - Account 1 Account Number | DD0X10 - for Borrower and Co-Borrower |
| Borrower VOD - Account 1 Balance | DD0X48 - for Borrower and Co-Borrower |
- Since field keys for VOD are dynamic "X" is a placeholder for 1, 2, 3, 4...
Formatting of Capture Data
All Ocrolus data is capitalized when viewed in a custom form. When Ocrolus Capture data is copied from a custom form to the 1003 URLA or, if your integration directly injects Ocrolus Capture data into your 1003 URLA then your business rules for data formatting will automatically apply.
Getting a sample .empkg file
Please contact your implementation associate for the relevant .empkg file.
Updated 5 months ago