Bank Statement Analytics

Overview

Bank statement analytics provide insight into the following resources for individuals and businesses:

  • Cash flow
  • Transactions
  • Balances
  • Debt capacity

Example - bank statement analytics

{
  "status": 200,
  "message": "OK",
  "response": {
    "average_by_month": {
      "03/2014": "695.78",
      "04/2014": "658.02"
    },
    "average_daily_balance_weekday": "1273.91",
    "average_daily_balance_weekday_by_month": {
      "11/2016": "1279.77",
      "10/2016": "1254.76",
      "09/2016": "1229.76",
      "12/2016": "1304.78"
    },
    "pk": 10399,
    "name": "Case Size",
    "bank_accounts": [],
    "period_balance_mismatches": [],
    "round_number_txns": [],
    "alternative_lender_transactions": [],
    "total_days": 30,
    "activity_info": {
      "active": [
        {
          "start": {
            "year": 2014,
            "month": 3
          },
          "end": {
            "year": 2014,
            "month": 4
          }
        }
      ],
      "missing": []
    },
    "date_min_max": {
      "max_txn_date": "04/11/2014",
      "min_txn_date": "03/28/2014"
    },
    "book_pk": 10399,
    "account_type": "Checking",
    "account_category": "PERSONAL ACCOUNT",
    "account_holder": "Jane Doe",
    "account_number": "00000000",
    "holder_zip": "10005",
    "holder_state": "NY",
    "holder_city": "New York",
    "holder_address_1": "44 Wall Street",
    "holder_address_2": "Suite 703",
    "periods": [
    ],
    "average_daily_balance_by_month": {
      "03/2014": "4410.29",
      "04/2014": "1200.82"
    },
    "estimated_revenue_by_month": {
      "03/2014": "114410.19",
      "04/2014": "121200.42"
    }
  },
  "average_deposit_by_month": {
    "03/2014": "695.78",
    "04/2014": "658.02"
  },
  "average_daily_balance_by_month": {
    "03/2014": "4410.29",
    "04/2014": "1200.82"
  },
  "estimated_revenue_by_month": {
    "03/2014": "114410.19",
    "04/2014": "121200.42"
  },
  "deposits_count_by_month": {
    "03/2014": 30,
    "04/2014": 25
  }
}

Next steps

To get started, create a Book and upload Documents for processing.

Once the Book is processed, download your results using the appropriate results endpoint:


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