get https://api.ocrolus.com/v2/book//benchmark
Retrieve benchmarking percentiles for SMB Book.
This feature is in beta!
This page discusses functionality that is in beta. You may occasionally experience unannounced changes or bugs. We'd greatly appreciate your feedback on this feature and its accompanying documentation.
This API provides percentile rankings for SMB Book, allowing underwriters to evaluate a borrower’s financial performance against anonymized peer data within the same NAICS 4-digit industry and timeframe. It returns percentile values for four core metrics such as revenue, expenses, fintech inflows, and fintech outflows, enabling more contextualized risk assessment and data-driven credit decisions based on Ocrolus’ aggregated SMB dataset.