Release Notes

In this release, we've introduced greyed-out income rows for unavailable self-employed data, a draggable document preview panel in the Analyze mortgage dashboard, a new BNPL transaction tag, automatic business verification for SMB, and Capture and Classify-only support for new document types.

What's new?

Classify and Capture

New Classify and Capture supported document

The Classify and Capture supports are enabled for the following newly onboarded document:

Classify-only

New Classify supported document

The Classify supports are enabled for the following newly onboarded documents:

To learn more, see the All Supported Documents page.

Enhancements

Analyze for Mortgage

Greyed-out income rows for unavailable data

Self-employed income rows in the Analyze dashboard are now greyed out when Ocrolus cannot collect a usable value from the uploaded documents, rather than displaying a blank or zero. This applies when required document pages are missing, extracted values are ambiguous, or a field is not applicable to the borrower's business structure. Greyed-out rows are read-only, re-uploading the relevant pages and reprocessing the Book restores them to an editable state. In the API response, these fields return null (not 0). For more information, see the Self-employed income section.

Draggable document preview panel

The document preview panel in Analyze is now draggable. Click and drag the panel header to reposition it anywhere on the screen. This helps you to view income fields and the source document side by side. The panel returns to its default position on page navigation. This improvement applies across all income types in the Analyze mortgage dashboard.

SMB

Buy Now Pay Later (BNPL) transaction tag

We're introducing a new BNPL transaction tag within SMB transaction tagging. Unlike traditional loan transactions, Buy Now Pay Later activity represents a distinct category of financial data. Transactions associated with common BNPL providers will now be classified under a dedicated BNPL tag.

Introducing a dedicated BNPL tag improves transaction categorization and provides clearer visibility into merchant cash flows. It also lays the foundation for future enhancements to Ocrolus' transaction tagging capabilities.

Beginning with this release:

• Transactions matching supported BNPL providers will be assigned the BNPL tag.
• Existing transaction tags and analytics behavior remain unchanged for all other transaction types.
• No customer configuration or action is required.

Impact

You may notice a new BNPL tag appearing in transaction outputs for merchants that use Buy Now Pay Later providers. This is an additive enhancement intended to improve transaction classification. Existing integrations remain fully backward compatible.

If you have any questions about this update, please reach out to your Account manager or Ocrolus Support.

Automatic business verification

Ocrolus now automatically verifies business entities when a Book is uploaded, no configuration required. Verified data includes formation status, registered names, addresses, associated people, and industry classification. It is available through the Business overview and Book summary endpoints and the dashboard.

This release includes the following updates:

• Automatic verification: When a Book is processed, Ocrolus verifies business information with a third-party provider. Existing API integrations continue to work, enriched data appears in the same endpoints you already use.
• Reliable entity matching: Books are now linked to businesses using verified identity data, replacing name-and-address similarity matching. This ensures a borrower's full history is accurately captured across Books.
• Four new fields in Business Overview and Book Summary: names (all known business names, including DBAs), website (business website information), and people (people associated with the business). Your existing overrides such as NAICS codes or other business attributes are preserved.

This helps underwriters confirming a borrower's business is real, fraud investigators verifying entity authenticity, and any team that relies on accurate business-level data across multiple Books.

API response changes

A new top-level field, business_verification_data, is added to the 200 response at the same level as id, name, and state.

"business_verification_data": {
    "legal_name": "Acme Corporation LLC",
    "formation_type": "Limited Liability Company",
    "names": [
        "Acme Corp",
        "Acme Co.",
        "Acme Holdings"
    ],
    "website": {
        "url": "https://www.acmecorporation.com",
        "status": "active"
    },
    "people": [
        {
            "name": "Alberta Bobbeth",
            "title": "CEO"
        },
        {
            "name": "Charleston Daniel",
            "title": "OWNER"
        }
    ],
}

"business_verification_data": {
    "legal_name": "Acme Corporation LLC",
    "address": [
        {
            "address_line_1": "123 OCRO WORLD IN",
            "address_line_2": "STREET 2",
            "city": "LOS ANGELES",
            "state": "NY",
            "zip": "10005"
        }
    ],
    "formation_type": "Limited Liability Company",
    "names": [
        "Acme Corp",
        "Acme Co.",
        "Acme Holdings"
    ],
    "website": {
        "url": "https://www.acmecorporation.com",
        "status": "active"
    },
    "people": [
        {
            "name": "Alberta Bobbeth",
            "title": "CEO"
        },
        {
            "name": "Charleston Daniel",
            "title": "OWNER"
        }
    ],
}

Classify and Capture

Additional attribute support

Ocrolus now offers support for the following attribute within the existing document type: