Release notes

In this release, we've introduced a new aggregate income summary on the Ocrolus Dashboard and extended support for new Classify and Capture documents.

What's new?

Mortgage

Aggregated income summary

Now, the Income summary page presents a consolidated view of all income types linked with all the borrowers, allowing users to access comprehensive financial information quickly and efficiently.

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Note

The income summary page filters out inactive employers or employers with paystubs older than 60 days.

To learn more about aggregated income summary, see Ocrolus Dashboard section.

Classify and Capture

New Classify and Capture supported documents

The Classify and Capture supports are enabled for the following newly onboarded documents:

Tax documents

• 1120S Schedule K (2021) - Shareholders’ Pro Rata Share Items
• 1120S Schedule K (2022) - Shareholders’ Pro Rata Share Items
• 1120S Schedule K (2023) - Shareholders’ Pro Rata Share Items

Only the Classify supports are enabled for the following documents:

Other documents

• Bank Statement Income Questionnaire
• Borrower Income Questionnaire
• Business Purpose Loan Questionnaire
• CP565 Notice - Individual Taxpayer Identification Number Status
• Loan Action Form
• Profit and Loss Program Questionnaire

To learn more, see the All Supported Documents page.

Webhooks

Organization-level webhooks

We have introduced the following two organization-level webhooks:

• book.pacing.discrepancies_found (BETA): This event indicates that discrepancies were found while mapping transactions from the Plaid JSON data to the transactions in the bank statement PDFs for the Book within the overlapping date ranges.
• book.pacing.no_discrepancies_found (BETA): This event indicates that no discrepancies were found while mapping transactions from the Plaid JSON data to the transactions in the bank statement PDFs for the Book within the overlapping date ranges.

To learn more, see Available events on the Organization-level webhook page.

Enhancements

Classify and Capture

Additional attribute support

Ocrolus now offers support for the following attributes within the specified document type configuration:

• ISO application
  • iso_app-Part2-BusinessInfo:sicCode
    
    
• 1008-2008 - Uniform Underwriting and Transmittal Summary
  • 1008_2018-Part1-BorrowerAndPropertyInformation:co-borrowerName
    
    
• Closing Protection Letter
  • closing_protection_letter-Part1-General:addressOfAgency:addressLine1
  • closing_protection_letter-Part1-General:addressOfAgency:addressLine2
  • closing_protection_letter-Part1-General:addressOfAgency:city
  • closing_protection_letter-Part1-General:addressOfAgency:state
  • closing_protection_letter-Part1-General:addressOfAgency:zipCode
    
    
• Flood Elevation Certificate
  • elevation_certificate-PartI-General:policyNumber
    
    

Analyze

Lender Analytics - Excel download & API

The lender analytics export has been enhanced for improved usability and accessibility. This update includes redesigned versions of the Book Summary and bank account sheets. It simplifies workflows and retains the original sheets for continuity.

The Excel export now includes redesigned Book Summary and bank account sheets which offer improved usability while retaining the original sheets for users who prefer the existing structure. These new sheets are crafted based on user feedback to enhance ease of use and accessibility by simplifying analysis without disrupting the familiarity of the original format.

You can download the lender analytics Excel report using the Ocrolus Dashboard and access using Lender Analytics (Excel) API.

New Book Summary sheet

• Offers an intuitive overview of cash flow metrics aggregated at the Book level.
• All metrics are grouped under categories: Balances, NSFs, Overdrafts, and Custom Tag Metrics to create a user-friendly structure for the data.

Redesigned bank account sheet(s)

• The redesigned bank account sheet provides a clearer, more organized account-level breakdown.
• Each tab contains a summary of monthly metrics for individual accounts, including average daily balance, NSF counts, and other critical cash flow data.
• The categories under which bank account-level metrics are grouped are statement period metrics, overview metrics, balances, revenue, debt, expenses, NSFs and overdrafts, and custom tag Metrics.

To learn more, visit the Lender Analytics section.