Suspicious activity flags
A suspicious activity flag is an alert that identifies when the beginning and ending balances of a statement period do not reconcile with the total value of the transactions captured within that period.
These flags are presented in the primary_recon_error_reason
and secondary_recon_error_reason
inside each period
object.
Each suspicious activity flag provides a primary reason for the alert, along with an optional secondary reason that helps to contextualize the alert.
Primary reason | Secondary reason | Description |
---|---|---|
Incomplete information | Incomplete transaction data | This indicates that some of the transaction information is not available, for example, because the statement has been redacted or quality is illegible. |
Incomplete statement period data | This indicates that part(s) of the statement summary information is not available, for example, because the statement has been redacted or quality is illegible. | |
Missing pages | This indicates that pages within the uploaded statements are missing. | |
Potential fraud | Invalid date(s) | This indicates that there are dates occurring in the past/future or dates that do not exist. |
Invalid amount or balance | Examples of this include instances where a comma is misplaced, or there is a discrepancy between the balances and sum of the transactions amounts. | |
Photoshopped data | This indicates photoshopped formatting or text that is detectable by the human eye. | |
Unreconciled period | Reconciliation error reason is not identified | This indicates that a reasonable amount of time was spent trying to rectify a reconciliation error, but the error was not identified. |
Potential duplicate | - | This indicates that the calculated ending balance is twice that of the printed balance OR statement has most likely been uploaded to the book twice |
File tampering detected | Page number(s) | This indicates where FTD has indicated that a PDF has digital edits or alterations not made by the banking institution. Note there are no false positives with FTD. |
Updated over 1 year ago