Our pay stub capture lets you make informed decisions involving a prospective borrower's recent income history. We identify and categorize the earnings and deductions listed on a pay stub, separating recurring base pay from one-time bonuses or commissions. Finally, the net pay distribution allows you to compare deposit amounts against bank statement transactions, giving you confidence in your lending decision.
Pay stubs work a little differently
Here's how you can capture data from a pay stub:
- If you haven't already, create a Book to hold the documents you'd like to capture.
- Upload a pay stub to the Book with one of the following methods:
- Once the pay stub is processed, you can retrieve the captured data with one of the following methods:
You can use webhook notifications to be immediately notified when we finish processing the pay stub. You can also poll the aforementioned endpoints.
The pay stub full extraction output diagram is below.
The composite data type Pay stub, consists of several fields and composite data types. The items in blue denote a composite data type; for example, the Net Pay object consists of an array of Pay Distribution objects and a single Total object.
Details about the composite data structures can be found on the Pay stub composite data type page. You can find sample documents there as well.
Updated 7 months ago