Credit report

A credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts.

The form_type parameter CREDIT_REPORT for the Upload PDF endpoint is required for this Form Type.

Optional fields captured

📘

Configuration-driven output

All fields below are optionally captured, depending on your order form. To adjust fields captured, please speak with your Ocrolus Account Manager.

JSON AttributeData TypeDescription
credit_report-Part1-General:borrowerNameTextBorrower Name
credit_report-Part1-General:co-borrowerNameTextCo-Borrower Name
credit_report-Part1-General:applicant(s)CurrentAddress:addressLine1TextApplicant(s) Current Address
credit_report-Part1-General:applicant(s)CurrentAddress:addressLine2TextApplicant(s) Current Address
credit_report-Part1-General:applicant(s)CurrentAddress:cityCityApplicant(s) Current Address
credit_report-Part1-General:applicant(s)CurrentAddress:stateStateApplicant(s) Current Address
credit_report-Part1-General:applicant(s)CurrentAddress:zipCodeZIP CodeApplicant(s) Current Address
credit_report-Part1-General:applicant(s)PreviousAddress:addressLine1TextApplicant(s) Previous Address
credit_report-Part1-General:applicant(s)PreviousAddress:addressLine2TextApplicant(s) Previous Address
credit_report-Part1-General:applicant(s)PreviousAddress:cityCityApplicant(s) Previous Address
credit_report-Part1-General:applicant(s)PreviousAddress:stateStateApplicant(s) Previous Address
credit_report-Part1-General:applicant(s)PreviousAddress:zipCodeZIP CodeApplicant(s) Previous Address
credit_report-Part1-General:borrowerSocialSecurityNumberSocial Security NumberBorrower Social Security Number
credit_report-Part1-General:co-borrowerSocialSecurityNumberSocial Security NumberCo-Borrower Social Security Number
credit_report-Part1-General:filePulledDateDateFile Pulled Date
credit_report-Part1-General:fileOrderedDateDateFile Ordered Date
credit_report-Part1-General:sendToNameTextSend To Name
credit_report-Part1-General:sendToAddress:addressLine1TextSend To Address
credit_report-Part1-General:sendToAddress:addressLine2TextSend To Address
credit_report-Part1-General:sendToAddress:cityCitySend To Address
credit_report-Part1-General:sendToAddress:stateStateSend To Address
credit_report-Part1-General:sendToAddress:zipZIP CodeSend To Address
credit_report-Part1-General:reportNumberTextReport Number
credit_report-Part1-General:applicantMaritalStatusSINGLE, MARRIEDApplicant Marital Status
credit_report-Part1-General:borrowerDateOfBirthDateBorrower Date of Birth
credit_report-Part1-General:co-borrowerDateOfBirthDateCo-Borrower Date of Birth
credit_report-Part2-ScoreModels:borrowerFicoScoreExperianIntegerBorrower FICO Score Experian
credit_report-Part2-ScoreModels:borrowerFicoScoreEquifaxIntegerBorrower FICO Score Equifax
credit_report-Part2-ScoreModels:borrowerFicoScoreTransunionIntegerBorrower FICO Score Transunion
credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreExperianIntegerCo-Borrower/Co-Applicant FICO Score Experian
credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreEquifaxIntegerCo-Borrower/Co-Applicant FICO Score Equifax
credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreTransunionIntegerCo-Borrower/Co-Applicant FICO Score Transunion
credit_report-Part3-TradeSummary:securedDebtTotalMoneySecured Debt Total
credit_report-Part3-TradeSummary:unsecuredDebtTotalMoneyUnsecured Debt Total
credit_report-Part3-TradeSummary:paymentsTotalMoneyPayments Total
credit_report-Part3-TradeSummary:pastDueTotalMoneyPast Due Total
credit_report-Part3-TradeSummary:revolvingCreditUtilizationPercentagePercentageRevolving Credit Utilization Percentage
credit_report-Part4-DerogatorySummary:chargeOffsTotalIntegerCharge Offs Total
credit_report-Part4-DerogatorySummary:collectionsTotalIntegerCollections Total
credit_report-Part4-DerogatorySummary:bankruptcyTotalIntegerBankruptcy Total
credit_report-Part4-DerogatorySummary:30DaysTotalInteger30 Days Total
credit_report-Part4-DerogatorySummary:60DaysTotalInteger60 Days Total
credit_report-Part4-DerogatorySummary:90DaysTotalInteger90 Days Total
credit_report-Part4-DerogatorySummary:disputesTotalIntegerDisputes Total
credit_report-Part4-DerogatorySummary:mostRecentLateDateDateMost Recent Late Date
credit_report-Part4-DerogatorySummary:inquiriesTotalIntegerInquiries Total

Sample form

Sample JSON result

{
   "status":200,
   "response":{
      "pk":45713288,
      "uuid":"d82fd256-878d-438f-a5ed-ce00f1cbcc0f",
      "forms":[
         {
            "pk":40498340,
            "uuid":"ba9b497e-710b-47d3-828f-c0906d26faf5",
            "form_type":"CREDIT_REPORT",
            "form_config_pk":93643,
            "tables":[
               
            ],
            "raw_fields":{
               "credit_report-Part3-TradeSummary:pastDueTotal":{
                  "value":"0.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part3-TradeSummary:paymentsTotal":{
                  "value":"1658.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part3-TradeSummary:securedDebtTotal":{
                  "value":"149670.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:30DaysTotal":{
                  "value":"0",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:60DaysTotal":{
                  "value":"0",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:90DaysTotal":{
                  "value":"0",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part3-TradeSummary:unsecuredDebtTotal":{
                  "value":"2926.00",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:disputesTotal":{
                  "value":"0",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:inquiriesTotal":{
                  "value":"18",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:bankruptcyTotal":{
                  "value":"0",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:chargeOffsTotal":{
                  "value":"0",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:collectionsTotal":{
                  "value":"0",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part4-DerogatorySummary:mostRecentLateDate":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part3-TradeSummary:revolvingCreditUtilizationPercentage":{
                  "value":"3%",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:sendToName":{
                  "value":"FAKE COMPANY LLC",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:borrowerName":{
                  "value":"SAMPLE JOE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:reportNumber":{
                  "value":"625027",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:filePulledDate":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:co-borrowerName":{
                  "value":"JOHN SAMPLE SMITH",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:fileOrderedDate":{
                  "value":"03/08/2019",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:sendToAddress:zip":{
                  "value":"67890",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:sendToAddress:city":{
                  "value":"CITY NAME",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:borrowerDateOfBirth":{
                  "value":"01/01/2001",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:sendToAddress:state":{
                  "value":"NY",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicantMaritalStatus":{
                  "value":"SINGLE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:co-borrowerDateOfBirth":{
                  "value":"01/01/2000",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:sendToAddress:addressLine1":{
                  "value":"123 STREET AVE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:sendToAddress:addressLine2":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:borrowerSocialSecurityNumber":{
                  "value":"789-65-1234",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part2-ScoreModels:borrowerFicoScoreEquifax":{
                  "value":"650",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part2-ScoreModels:borrowerFicoScoreExperian":{
                  "value":"88",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)CurrentAddress:city":{
                  "value":"SAMPLE CITY",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:co-borrowerSocialSecurityNumber":{
                  "value":"787-56-4321",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part2-ScoreModels:borrowerFicoScoreTransunion":{
                  "value":"834",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)CurrentAddress:state":{
                  "value":"CA",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)PreviousAddress:city":{
                  "value":"FAKE CITY",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)PreviousAddress:state":{
                  "value":"CA",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)CurrentAddress:zipCode":{
                  "value":"45678",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)PreviousAddress:zipCode":{
                  "value":"12345",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)CurrentAddress:addressLine1":{
                  "value":"123 SAMPLE STREET AVE",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)CurrentAddress:addressLine2":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)PreviousAddress:addressLine1":{
                  "value":"1234 FAKE ROAD",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part1-General:applicant(s)PreviousAddress:addressLine2":{
                  "value":"UNIT 123",
                  "is_empty":false,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreEquifax":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreExperian":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               },
               "credit_report-Part2-ScoreModels:co-borrower/co-applicantFicoScoreTransunion":{
                  "value":"",
                  "is_empty":true,
                  "alias_used":null,
                  "source_filename":"Credit report API (2).pdf"
               }
            }
         }
      ]
   },
   "message":"OK"
}